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Artificial intelligence is rapidly becoming part of payment systems, fraud detection, customer support, and internal tooling. At the same time, PCI DSS 4.0.1 is now fully in effect, which raises an urgent question for security and compliance teams.

How does AI fit into PCI compliance?

Visa’s Digital Commerce Authentication Program (DCAP),  is scheduled to launch in the US, EU, Asia Pacific (AP), and Argentina (within the LAC region) on April 18th, 2026. The program launches in Canada, Central Europe, the Middle East and Africa (CEMEA) region, and the remainder of the Latin America and Caribbean (LAC) region (excluding Argentina) on October 24, 2026.

Traditionally, card network access was a middleman game. To reach Visa, Mastercard, American Express, and Discover, you had to use a Payment Service Provider (PSP). VGS has become the only agnostic vault and orchestrator that maintains direct connections to all four major card networks for network tokens, enabling control to return to merchants, fintechs, and all VGS clients.

2026 is shaping up to be a pivotal year for payment leaders, with a focus on AI, regulatory pressures, and the growing complexity of global commerce. From flagship industry conferences to intimate executive dinners, the upcoming event calendar reflects where innovation, strategy, and real decision-making are happening.

We’re excited to share that VGS is now included in Stripe Forwarding documentation, making it even easier for Stripe customers to securely share payment method data with VGS and unlock the full power of payment portability.

The demand for secure yet seamless online payments has never been higher. With cybercrime and online fraud resulting in over $4 billion in losses and counting, businesses face growing pressure to protect both their customers and their bottom line. Enter 3D Secure (3DS), a widely adopted security protocol that plays a vital role in safeguarding card-not-present (CNP) transactions.

When major financial institutions make network changes, it can send ripples through the entire payments ecosystem. This year, Capital One announced it will migrate only its debit card portfolio from Mastercard to the Discover network, following the completion of its acquisition of Discover Financial Services.

It’s with great excitement that VGS is officially launching VGS 3DS, designed to deliver stronger security, smoother checkout experiences, and greater flexibility for businesses and their customers. As online transactions continue to grow, so do the risks of fraud and chargebacks. 3D Secure (3DS) adds an extra layer of protection by authenticating cardholders during online payments and is mandated and heavily regulated in many regions.

Network tokens are unique identifiers used in place of card details during transactions. They enhance security by keeping sensitive information hidden. This article from VGS explains how network tokens work, their benefits, and their importance in payments.

Payment tokenization protects your sensitive payment data by converting it into secure, non-exploitable tokens. In this article, we’ll explore what payment tokenization is, how it works, and why it’s essential for businesses and consumers.