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Budgets are hard to balance. That fact remains true even when financial numbers can seem clear and reliable. In the real world though, decision makers are often forced to work with vendors – and sign contracts – that contain hidden costs. Over time, these unforeseen expenses can wreak havoc on your budget.

The basics of card programs as well as how to solve the biggest challenges with the least amount of work, risk, and cost.

Virtual and debit are an essential part of every card program. From complex pricing and risk management to ensuring easy integration into your existing payment infrastructure, there’s a lot to get right when issuing cards.

Last year was volatile. Many industries struggled, while some found their legs. One space, in particular, found the spark to propel their own business and serve as a support system to the global economy. Meet Buy Now, Pay Later, known as BNPL in the payments industry – an afterpay financing option empowering consumers and merchants alike.