Using one Network Token across multiple processors boosts conversion and savings while reducing fraud
Network Tokens substitute card numbers with tokens. These work across processors so you only pay once, are automatically updated when a card expires or changes, and are specific to a single merchant.Contact Us
Pay Once, and Use Across Processors
VGS tokens work with multiple processors, so you don’t need to purchase Network Tokens individually from each processor. Processor-neutral tokens also give you the flexibility to switch as your needs change.
2-3% Higher Authorization Rates
Fewer charges are declined since using Network Tokens keeps payment credentials current. Tokens are automatically updated to remain current even when the underlying card number changes.
10 bps Lower Processing Fees
You typically receive pricing incentives with lower interchange rates from networks to adopt and use Network Tokens rather than take the riskier route of processing payments with a card number.
Issued Network Tokens are specific to your business, as compared to card numbers that can be used anywhere, and carry the risk of being stolen by fraudsters.
How it Works
VGS is one of the only tokenization platforms in the world to build a direct integration with Visa and Mastercard to provide Network Tokens, which keeps it competitive on both pricing and accuracy.
Better User Experience
Your buyers have a seamless and secure checkout due to fewer declines and chargebacks when you switch to Network Tokens from card numbers.
You continue to use secure tokenized information through Network Tokens. The original card numbers do not touch your systems.
Ease of Integration
You can save months of engineering and implementation work by using the VGS direct integrations with the card networks.