Increase authorization rates and reduce your costs with VGS Network Tokens
Using one Network Token across multiple processors boosts conversion and savings while reducing fraud
Network Tokens substitute card numbers with tokens. These are processor-agnostic, merchant-specific, and automatically updated when a card expires or changes.
VGS Network Tokens also work with processors that typically don't accept these.
Pay Once, and Use Across Processors
VGS tokens work with multiple processors, so you don't need to purchase Network Tokens individually from each processor. Processor-neutral tokens also give you the flexibility to switch as your needs change.
1-3% Higher Authorization Rates*
Fewer charges are declined since using Network Tokens keeps payment credentials current. Tokens are automatically updated to remain current even when the underlying card number changes.
10 bps Lower Processing Fees*
You typically receive pricing incentives with lower interchange rates from networks to adopt and use Network Tokens rather than take the riskier route of processing payments with a card number.
30%+ Reduced Fraud*
Issued Network Tokens are specific to your business, as compared to card numbers that can be used anywhere, and carry the risk of being stolen by fraudsters.
HOW IT WORKS
VGS Network Tokens
VGS is one of the only tokenization platforms in the world to build a direct integration with Visa, Mastercard, American Express, and Discover to provide Network Tokens, keeping us competitive on both pricing and accuracy.
Does your processor not accept Network Tokens? VGS can still help. Find out how.
*May vary based on merchant, region, use case and others.
Enhance Your Checkout with Card Art
Card Art comes included with Network Tokens
- Ensure Accurate Card Selection
- Lower Chargeback and Disputes
- Speed Up Checkout Experience