Blog

In 2023, every company should think of itself as a FinTech company. Security, privacy, and trust are not just regulatory requirements – they are also a lucrative business model. In this blog, we cover numerous topics that will be hot in 2023, including open finance, the CFPB, FedNow, fraud protection, crypto, ChatGPT3, financial wellness, transparency, and trust.

Happy New Year (We can’t believe it’s already February) to our customers, partners, and everyone interested in improving the state of payment data security in 2023! This is the first of two articles: the first looking back at the security and compliance landscape in 2022, and the second will look at how last year’s learnings may shape what will happen in the year to come.

Despite rising inflation, U.S. consumers are ready to spend money. In fact, they spent 18 percent more in March 2022 than they did during the same time period in 2020, which was 12 percent more than anticipated, based on pre-pandemic projections. Here's a brief look at how thousands of Fintechs & Paytechs are helping consumers maximize their capital mobility and continue to stimulate growth.

Can you believe this April will mark one year since the release of PCI DSS v4.0 standards? To celebrate its upcoming birthday, we’re breaking down one of the most commonly asked questions about compliance.

Exactly how hard is PCI compliance to achieve? Usually it’s bad practice to answer a question with another question. In this case, it’s impossible to discuss the challenges of compliance without first asking: why is PCI compliance important?

Since 2014, Lviv’s IT Arena conference has been the place where international researchers, developers, hackers, engineers, startups, and investors have met their Ukrainian counterparts. This year, there were also a few soldiers and spies.

In March 2022, the PCI Security Standards Council (PCI SSC) published PCI Data Security Standard PCI DSS 4.0. If your organization stores, transmits, or processes credit or debit cardholder information, then this new standard (and this blog) applies to you, because every part of your cardholder data environment (CDE) will be “in-scope,” and subject to its guidelines.

Budgets are hard to balance. That fact remains true even when financial numbers can seem clear and reliable. In the real world though, decision makers are often forced to work with vendors – and sign contracts – that contain hidden costs. Over time, these unforeseen expenses can wreak havoc on your budget.

The U.S. Congress is once again focused on data privacy. This time, however, there may be sufficient bipartisan support to move things forward toward protecting American consumers and businesses. A new federal law, which is currently in draft, is the American Data Privacy and Protection Act (ADPPA). If it passes, this new bill would regulate how organizations collect, store, and use personal information (aka “covered data”), and it would take precedence over, and preempt a patchwork of data privacy regulation at the state and sector levels.

Role-based access control (RBAC) is a widely used mechanism for managing permissions. It is popular for the simplicity it offers in managing user permissions based on users' roles within your organization. VGS customers who have long benefited from an organization-level RBAC have asked for fine-grained access control to their vaults.

For three years, VGS has partnered with Netlify to make it easy for developers to build scalable websites and apps – without having to worry about servers or data security. Today, we’re excited to announce the new VGS Plugin for Netlify! Now, for Netlify developers, VGS has made data security easier and more integrated within the developer workflow than ever.