Account Validation

VGS's Account Validation allows your business to ensure a card is valid and in good standing, for a variety of instances:

  • Eliminate fraud and identity theft as a frontline defense
  • Prevent chargebacks and unauthorized transactions to save your business money
  • Ensure smoother transactions and build customer trust for secure and efficient payment systems

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VGS's Extensive Account Validation Runs on a Single Endpoint API

A simple, strategic, and comprehensive way to optimize a robust account validation strategy within your payments tech stack

Centralized Management

Centralized Management

VGS empowers merchants, fintechs, and financial institutions to verify account authenticity and cardholder identity through a single API, delivered as a VGS enhancement for streamlined and secure account validation.

Full Customization

Full Customization

With individual endpoints for card verification, CVC verification, address verification, and/or name verification so that your business can easily configure your preferred validation workflows.

Controlled Ownership

Controlled Ownership

From within your VGS account, you can easily select, activate, and configure your preferred individual verification service or you can take advantage of the entire verification suite of services.

Account Validation

VGS is bringing together data security and real-time account intelligence to deliver your preferred validation method(s).

Card Verification

Card Verification

Card verification ensures the account authenticity and integrity with a valid check digit that confirms that it is an open account and not currently flagged as lost or stolen.

CVC Verification

CVC Verification

CVC validation checks the card's security code during a transaction to confirm the card is in the customer's possession and prevent unauthorized use.

Address Verification Service (AVS)

Address Verification Service (AVS)

Confirm that the billing address provided by the customer matches the address on file with the issuing bank.

Account Name Inquiry (ANI)

Account Name Inquiry (ANI)

Verify that the name a cardholder provides matches the name held by the issuing bank.

Best time and place to run these is when a card is captured in your vault to ensure interoperability across processors

The VGS Advantage

Enable VGS Account Validation and you can experience all the benefits.

Payments expertise

A dedicated payments infrastructure leader helps to fully customize your workflows

Account Verification

Safely verify users and check for customer risk to prevent fraud before it happens

Enhanced Customer Experience

Validated accounts lead to faster, smoother transactions to build better customer experience, trust, and retention

Integrate with Ease

Simple integration saves your business time and resources with no changes to your network architecture

Cost Savings

By validating account in real time, businesses prevent invalid or non-existent accounts from ever reaching the payment gateway, cutting down on unnecessary transaction fees.

Stay Compliant

Companies can verify accounts securely without taking on the burden of storing sensitive data. This is crucial for regulatory compliance, like KYC/AML, protecting businesses from legal issues and fines.

Payments
Expertise

ID
Verification

Enhanced Customer
Experience

Integrate with
Ease

Cost
Savings

Stay
Compliant

Ready to enable account validation?

Use VGS's Account Validation to mitigate risk, improve operational efficiency, and enhance user experience.

Contact UsGet Started

Get started with Account Validation today and provide critical security to your payment systems.

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